Financial Policies

M. Todd Bonin, D.D.S.

1. As in most healthcare professions, payment is expected at the time services
are rendered unless prior alternative arrangements have been made. 
2. Our office is willing to work with your insurance company. This means that we'll be happy to file your insurance for you.   Keep in mind, insurance companies place various limitations on their coverage, so patients have to assume the responsibility of their treatment not covered by insurance. This mean co-payments and deductibles will apply.  Please speak with Diana, our Insurance Coordinator, concerning any questions you might have regarding your coverage. 

3. We accept cash, checks, and major credit cards.

4. We do accept assignment of benefits.

5. We are willing to work with double coverages under certain circumstances. 
Please speak with the Insurance Coordinator for more information. 
6. Members of Discount Dental Plans are expected, as their plan mandates,
to pay for the entire treatment rendered for that visit.  
 7. Financing:

CareCredit is a flexible patient/client payment program, specifically designed for healthcare expenses, that makes it easier for you to get the treatment or procedures you want and need. CareCredit is ideal for co-payments, deductibles, treatment and procedures not covered by insurance, and can be used at over 45,000 practices nationwide.

How can CareCredit help me get the treatment or procedure I want?
CareCredit lets you begin your treatment or procedure immediately—then pay for it over time with low monthly payments that are easy to fit into your monthly budget.
Click here
to use our payment calculator.

What type of payment plans do you offer?
 

CareCredit offers a full range of No Interest and Extended Payment Plans for treatment fees from $1 to over $25,000. Please note: All plans may not be available at all healthcare providers. To find out which plans are available in your provider's practice, be sure to speak with the Office Manager or Financial Coordinator.

No Interest Payment Plans

  3, 6, 12, & 18 month plan options

 No interest if the balance is paid within the specified time period

Low minimum monthly payments

Extended Payment Plans

24, 36, & 48 month plan options

For treatment fees from $1,000 to over $25,000

9.90% interest rate

Monthly payments as low as $25 for a $1,000 fee balance
With CareCredit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply.

Ask to speak with Diana or Brenda.  They will gladly help you take the necessary steps to get your treatment started as quickly as possible using your new CareCredit Card.  They will even help you.

 

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